Dig into our Weaver Financial 4th quarter newsletter for tips to help you make better financial decisions for your investments and your finances. See our market review on how bonds and stocks helped your portfolio last year, and what may be ahead. January is the first month you can transfer $$ from a child’s 529 to their Roth IRA; see inside for specifics. Are you making the most of health savings accounts and the tax deduction possibilities? Read on. What questions do we answer for clients through a financial goals projection – beyond the normal retirement plan’s “Am I saving enough?” query. Use these to make smart decisions. And, finally, a must-read book for anyone over 60; it’s what you don’t know; be prepared.